Privacy

Privacy Policy

FACTS	WHAT DOES Michigan One Community Credit Union DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account Balances and Payment History Credit History and Credit Scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Michigan One Community Credit Union chooses to share; and whether you can limit this sharing.

FACTS

WHAT DOES Michigan One Community Credit Union DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
Account Balances and Payment History
Credit History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Michigan One Community Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Michigan One CCU share?	Do you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes - information about your transactions and experiences	Yes	No
For our affiliates; everyday business purposes - information about your creditworthiness	No	NA
For our affiliates to market to you	No	NA
For nonaffiliates to market to you	No	NA

Questions?	Call 616-527-3900 or go to www.M1ccu.org

Who we are
Who is providing this notice?	Michigan One Community Credit Union

What we do
How does Michigan One CCU protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Michigan One CCU collect my personal information?	We collect your personal information, for example, when you Open an account or Deposit money Pay your bills or Apply for a loan Use your credit or debit card
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes--information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

What we do

How does Michigan One CCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Michigan One CCU collect my personal information?

We collect your personal information, for example, when you

Open an account or Deposit money
Pay your bills or Apply for a loan
Use your credit or debit card

Why can’t I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates' everyday business purposes--information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. *M!CCU does not share common ownership or control with any companies.*
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. *M!CCU does not share with non affiliates so they can market to you.*
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. *Our joint marketing partners include insurance companies and others that offer our members discounts.*

Other important information
Your membership and the security of your member information is extremely important to us. Michigan One Community Credit Union does not share member information with nonaffiliated third parties who do not perform services on our behalf or who are not a joint marketer, nor do we permit our business partners to share member information, therefore, we are not required to provide you with an "opt out" form.

Other important information

Your membership and the security of your member information is extremely important to us. Michigan One Community Credit Union does not share member information with nonaffiliated third parties who do not perform services on our behalf or who are not a joint marketer, nor do we permit our business partners to share member information, therefore, we are not required to provide you with an "opt out" form.

	Text Us: 616-527-3900
	Routing # 272481499