Mortgages
With flexible mortgage options and personalized support, M1 makes home financing simple. Whether you're purchasing, refinancing, or exploring your options, we’re here.
Why Choose M1?
- Low Rates, Local Service
Enjoy competitive mortgage rates and low closing costs, backed by a team that lives and works in your community. We’re not just lenders—we’re your neighbors. - Fast Pre-Approvals
With our streamlined technology and experienced loan officers, you’ll get pre-approved quickly so you can shop with confidence. - Tailored Loan Programs
M1 offers a wide range of mortgage solutions tailored to your needs, including options for first-time buyers, veterans, rural properties, new construction, and more. Whether you're purchasing, refinancing, or building, we have the right loan to help you move forward with confidence. - M1 Member Benefits
As an M1 member, you’ll enjoy exclusive insurance savings through TruStage and more.
Meet JoAnn, Our Mortgage Expert
JoAnn has over 20 years of experience making dream homes a reality. Her experience spans many areas, but helping members navigate the home-buying process is her specialty! JoAnn knows moving into your new home is a priority — she works hard to make sure your mortgage is processed quickly — Done in 21 is her goal!
Contact JoAnn Pugh, M1 Mortgage Loan Officer: (616) 481-2654
NMLS#168895
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Properties We Are Able To Finance
- Residential Homes
- Condos
- Vacation Homes
- Investment Homes
Loan Programs Available But Not Limited To:
- Construction
- Conventional (as low as 3% down)
- FHA
- MSHDA
- Rural Development
- VA
- Vacant Land
.
What We Offer:
- Cutting edge technology keeping both realtors and borrowers in the loop!
- Competitive rates and closing costs
- Loan products to fit almost any borrowers needs
- Knowledgeable and seasoned Loan Officers & support staff
- Fast and easy pre-approval process
Mortgage loan services provided by Michigan One Community Credit Union (NMLS# 665278) and Member Mortgage Services (NMLS# 131062). NMLS Registry
